wipecreditcarddebts.com (WCCD) Privacy Policy
At WCCD, we recognize the sensitive nature of your personal
financial information. We work to protect your privacy at all times.
We have strict information processing procedures, secure
technology and information vendor policies designed to protect your confidential
information from abuse.
We have prepared this summary of the WCCD privacy policy relative
to potential and existing clients. This policy is applicable to all accounts serviced
by WCCD and applies to all consumers who utilize the wipecreditcarddebts.com web property
to gain information or seek assistance through wipecreditcarddebts.com, or former customers.
What information we collect
It is important to have accurate information about you. The type of information
we collect varies based on the service you have requested and may include information
such as your name, phone, address, income, expenses, debts and
employment history. We receive this information from you from our Service Request Form.
Your information will be provided to third parties who assist in the fulfillment of your
request for debt relief assistance and information. These third parties may request information
such as credit reporting agencies
or other creditors. This information provided to third parties includes account
balances, payment history, credit card usage, and parties to transactions. In this
policy, we refer to this information as "private information."
How we use this information
WCCD will not disclose your private information, as described
above, to any organization, affiliated or non-affiliated, to any third party not directly
related to the fulfillment of your request unless this disclosure:
(1) is necessary to effect, administer, or enforce a transaction, service, or inquiry
you have initiated. For example, we occasionally enter into agreements with companies
whose expertise is necessary to provide the service you have requested;
(2) is necessary to perform marketing services on our behalf, so that we may better
understand your financial needs and determine how we can help you meet those needs;
(3) is necessary to perform joint marketing services for services that might be
offered jointly with another institution, that we would offer to you directly; and
(4) is necessary to facilitate or consummate our business transactions with third
parties which does not include the selling of information for the purpose of further
solicitation.
In these limited cases where information is shared with other companies that perform
services on our behalf or for joint marketing purposes, the information provided
is limited to the information they need to perform their function. These companies
are also required to maintain the security and confidentiality of the information
provided and use it only to perform the specified service on our behalf.
As we stated in our pledge to you, we do not share information with outside companies
for the purpose of selling their products and services unless the product and service is
directly related to your request. Since we do not share information
with third parties, beyond what we have disclosed above, accordingly that we do
not offer you an opportunity to opt out of this sharing.
Keeping your information private
We take steps to safeguard customer information. We maintain physical, electronic,
and procedural safeguards that comply with federal standards to guard your customer
information against unauthorized access. We may also ask you for personal information
in order to verify your identity when you request assistance from us.
As previously mentioned, if we work with other companies who provide services on
our behalf or in the case of jointly offered products, we will maintain contracts
with our partners which will require them to comply with our Privacy Policy and
to keep this information secure and confidential.
Privacy Online
When you visit one of our websites,
we may collect and store information about your visit on an anonymous, aggregate
basis. This information may include information such as the time and length of your
visit, and the pages you looked at on our site. No confidential information is collected
from you online, unless you have provided it to us.
Cookies
Cookies are pieces of data assigned by our web server and stored on your computer's
hard drive for later retrieval. This helps us recognize you the next time you visit
our site We will not use cookies to record information that will enable anyone to
contact you via telephone, e-mail, or regular mail.
You can set your browser to reject cookies or to reject cookies when you are just
browsing and accept cookies when you want to conduct online transactions. For instructions
on how to accept or reject cookies you may go to Netscape Communicator or Navigator:
at www.netscape.com and click on 'Browser Central,' or, Internet Explorer : at www.microsoft.com.
Go to the help menu, and click "online support." If you are using a browser other
than Microsoft's Internet Explorer or Netscape's Communicator or Navigator, please
check directly with your browser's software publisher. We may use a third party
tracking service to track information about your visit to our site for market research.
We may also use trackable images. Trackable images are used to tag the pages you visit on our
site to help us improve the design and content of our site. All of this information
is considered confidential and is only available for our use.
If you have questions about this privacy policy notice please contact us through the contact information provided throughout this website:
|